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ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan participating corporate Employee Purchase Programs Apple at Work for small businesses Government, and Veterans and Military Purchase Programs, or on refurbished devices. See the Apple Card Customer Agreement for more information. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. If you choose the pay-in-full or one-time-payment option for an ACMI eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Variable APRs for Apple Card other than ACMI range from 10.99% to 21.99% based on creditworthiness. See for more information about eligible products. Anything you take into account is subject to anything that qualified it and was said or written to you by us or on behalf of us on the same occasion, and any change to it that has been expressly agreed between us (before entering this Contract or later).◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option available to select at checkout for certain Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. In relation to the Services, anything we say or write to you, or anything someone else says or writes to you on our behalf, about us or about the Services, is a term of the Contract (which we must comply with) if you take it into account when deciding to enter this Contract, or when making any decision about the Services after entering into this Contract.Refurbished products shall not have any warranties, and HB Computers shall not grant any refunds for any refurbished product.

HB Computers will strictly enforce cancellation of warranty rights for removal of any warning sticker stating either “Warranty void if removed,” “warranty void if label is removed or tampered with”, or any white identification sticker placed on merchandise.

If warranty is not specified, the item has been sold on an “AS IS” basis with no warranty, expressed or implied.

All products are covered by the manufacturer’s warranty against defects.

Defective products are exchanged or repaired at HB Computers at its discretion within 10 days from receipt (no refunds or credit). Given these return restrictions, all purchases are final, unless the product is defective.

HB Computers is committed to customer satisfaction, and as a result of the industry standard imposing a no-return restriction on us, we are therefore obligated to adhere to the following return policy.

Any deviation from the return process outlined above will result in a delay of your refund, an additional restocking fee up to 25%, and possibly a refusal of your return. You are responsible for shipping charges and insurance on all return shipments.

Shipping and handling charges are non-refundable.

All items must be returned with original packaging, including all warranty cards, manuals, cables, accessories, components, etc. All items are subject to a minimum 25% restocking fee. If the supplier’s factory seal is broken, you may return an opened product for exchange within 14 days of your invoice date (if permitted by the manufacturer’s return policy).

If the supplier’s factory seal is intact, you may return an unopened product for exchange within 14 days of your invoice date (if permitted by the manufacturer’s return policy).

If the defective item is being returned for credit, the credit will not be issued until the item has been inspected and confirmed defective. Once the item has been confirmed defective, the replacement will be shipped. Replacement product orders will not be shipped until the original item is received and inspected. All items must be in “As-New” condition in original packaging and returned with original packaging, including all warranty cards, manuals, cables, accessories, components, etc. All RA Numbers must appear on the shipping labels. Items received after 10 days will be refused. All products must be received to HB Computers within 10 days of receiving a Return Authorization Number.After 14 days from your invoice date, you will be required to contact the manufacturers directly to repair, replace or return their products. With manufacturer’s allowance, a Return Authorization Number may be requested within 14 days from the invoice date. No returns will be accepted without a Return Authorization (RA) Number.